Stake Monthly Bonus Calculator
Updated:Estimate your Stake.com VIP monthly bonus based on wager, profit/loss, and VIP level
The Stake monthly bonus is a VIP reward calculated using the formula: (0.05% of wager x VIP Multiplier) + Lossback (10% of net loss). The VIP multiplier applies to base bonus only. Bonuses are distributed around the 15th of each month with no wagering requirements.
What is the Stake Monthly Bonus?
The Stake monthly bonus is a recurring reward given to VIP members based on their previous month's activity. Unlike traditional casino bonuses with strict wagering requirements, Stake's monthly bonus is credited directly to your balance with no strings attached - you can withdraw it immediately or use it for play.
The bonus amount depends on three key factors: your VIP level (Bronze through Obsidian), your total wager amount for the month, and whether you ended in profit or loss. Losing months result in higher bonuses, effectively providing a form of loss protection for active players.
How the Stake Bonus Formula Works
Through community research, the Stake monthly bonus formula has been determined to have two components:
Bonus = Base Bonus + Lossback (if applicable)
Base Bonus: (Wager x 0.0005) x VIP Multiplier — always given
Lossback: Loss x 0.10 — only added if you had a losing month
If profitable: You only receive the base bonus (no lossback)
Example Calculation (Loss)
Gold VIP member wagered $50,000 and lost $5,000:
- Base bonus: $50,000 x 0.0005 x 1.4 (Gold) = $35
- Lossback: $5,000 x 0.10 = $500
- Total monthly bonus: $35 + $500 = $535
Example Calculation (Profit)
Gold VIP member wagered $50,000 and profited $5,000:
- Base bonus: $50,000 x 0.0005 x 1.4 (Gold) = $35
- Lossback: $0 (not applicable when profitable)
- Total monthly bonus: $35
Stake VIP Levels Explained
Stake's VIP program consists of 16 tiers, each requiring cumulative lifetime wagers to unlock. Higher tiers receive better bonuses, exclusive promotions, and personalized support.
| VIP Level | Wager Required | Est. Multiplier |
|---|---|---|
| Bronze | $10,000 | 1.0x |
| Silver | $50,000 | 1.2x |
| Gold | $100,000 | 1.4x |
| Platinum I | $250,000 | 1.6x |
| Platinum II | $500,000 | 1.8x |
| Platinum III | $1,000,000 | 2.0x |
| Platinum IV | $2,500,000 | 2.2x |
| Platinum V | $5,000,000 | 2.4x |
| Platinum VI | $10,000,000 | 2.6x |
| Diamond I | $25,000,000 | 3.0x |
| Diamond II | $50,000,000 | 3.4x |
| Diamond III | $100,000,000 | 3.8x |
| Diamond IV | $250,000,000 | 4.2x |
| Diamond V | $500,000,000 | 4.6x |
| Obsidian | $1,000,000,000 | 5.0x |
Weekly vs Monthly Bonuses
Stake offers both weekly and monthly bonuses to VIP members. Weekly bonuses are distributed every Saturday at 12:30 GMT, while monthly bonuses arrive around the 15th of each month.
- Weekly Bonus: Smaller, more frequent rewards based on the previous 7 days of activity. Good for consistent cashflow.
- Monthly Bonus: Larger reward calculated on 30 days of activity. Typically 3-4x the size of a single weekly bonus.
- Distribution Change: Since 2025, Bronze, Silver, and Gold VIP players receive monthly bonuses as daily reload bonuses instead of one-time payments.
Tips to Maximize Your Stake Bonus
- Stay active consistently: Regular wagering throughout the month typically yields better bonuses than sporadic high-volume sessions.
- Higher VIP = better returns: Focus on reaching the next VIP tier for improved multipliers on all future bonuses.
- Game selection matters: Lower RTP games may generate higher bonuses due to increased house edge contribution.
- Don't chase losses for bonuses: While losses increase bonuses, the loss itself far exceeds any bonus compensation.
- Track your activity: Use this calculator monthly to estimate upcoming bonuses and plan your bankroll accordingly.
Important Disclaimers
This calculator provides estimates based on community-researched formulas. Stake's actual bonus algorithm is proprietary and considers additional factors including:
- Game mix and RTP of games played
- Activity consistency throughout the month
- Account history and tenure
- Regional factors and promotional periods
Actual bonuses may vary by 10-15% from estimates. Always gamble responsibly and only wager what you can afford to lose.
Frequently Asked Questions
How is the Stake monthly bonus calculated?
Stake calculates your monthly bonus using a formula that considers your VIP level, total wager amount, and net profit or loss for the month. The base calculation is approximately 0.05% of your total wager, adjusted by 10% of your net loss (added) or profit (subtracted). Higher VIP tiers receive additional multipliers. The exact algorithm is proprietary, so actual bonuses may vary by 10-15% from estimates.
When does Stake pay the monthly bonus?
Stake typically distributes monthly bonuses around the 15th of each month, though the exact date can vary by a few days. You will receive an email notification when your bonus is credited. Weekly bonuses are sent every Saturday at 12:30 GMT. Bronze, Silver, and Gold VIP players now receive their monthly bonus as daily reload bonuses instead of a one-time payment.
Why did I get a reload instead of a monthly bonus?
If you are a lower-level VIP (Bronze, Silver, or Gold) with minimal activity and low wager amounts in the last 30 days, Stake may issue a reload bonus instead of a traditional monthly bonus. This is because the monthly bonus system for these tiers has shifted to daily reload bonuses based on activity levels. Higher VIP tiers (Platinum and above) with consistent activity typically receive the standard monthly bonus payout.
What are the Stake VIP levels and requirements?
Stake has 16 VIP tiers based on cumulative wager amount: Bronze ($10K), Silver ($50K), Gold ($100K), Platinum I-VI ($250K to $10M), Diamond I-V ($25M to $500M), and Obsidian ($1B). Each tier unlocks better bonuses, rakeback rates, and exclusive perks. You need to wager at least $10,000 to receive VIP program access.
Do losses increase my Stake bonus?
Yes, Stake's bonus algorithm factors in your net profit or loss. If you had a losing month, your bonus will be higher than if you had a profitable month with the same wager amount. This acts as a form of loss protection, softening the impact of unlucky streaks. The formula adds approximately 10% of your net loss to the base bonus calculation.
What is the difference between weekly and monthly bonuses?
Weekly bonuses are smaller, more frequent payouts sent every Saturday based on the previous week's activity. Monthly bonuses are larger, calculated on 30 days of activity, and distributed around the 15th. Both use similar VIP-weighted formulas. Your monthly bonus is typically 3-4x larger than a single weekly bonus due to the longer activity period.
Do Stake bonuses have wagering requirements?
No, Stake VIP bonuses come with zero wagering requirements. Once credited to your account, you can withdraw the funds immediately or use them for play. This is one of the key advantages of Stake's VIP program compared to traditional casino bonuses that require 20-40x playthrough before withdrawal.
Does game selection affect my bonus?
Yes, game selection can influence your bonus amount. Games with lower RTP (Return to Player), such as slots, may result in higher bonuses compared to Stake Originals which have 99% RTP. This is because lower RTP games generate more theoretical house edge, which Stake factors into bonus calculations.
How accurate is this bonus calculator?
This calculator uses the community-researched formula that closely matches Stake's internal algorithm. However, since Stake's exact calculation is proprietary and considers factors like game mix and activity patterns, actual bonuses may vary by 10-15% from estimates. Use this tool for planning and expectation setting rather than exact predictions.